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You dont always need cash reserves for a mortgage loan

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You dont always need cash reserves for a mortgage loan

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You dont always need cash reserves for a mortgage loan

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You dont always need cash reserves for a mortgage loan

Weve picked at least two lenders in several "best of" categories to help you find a lender that meets your needs. A cash-out refinance could be right for you if you need money for home repairs or renovations, or if you want to consolidate high-interest debt.

The process involves refinancing your home for more than you owe on the existing mortgage. You get the difference to use on whatever you need. It can be a helpful way to tap your homes equity for major expenses. Your options for cash-out refinance lenders are extensive, from all-digital outfits with speedy online applications to major banks with branches nationwide for in-person service.

To help you narrow down your choices, NerdWallet has picked some of the best cash-out refinance lenders in several categories so you can quickly determine the right one for you. Best cash-out refi lenders for online mortgage experience.

You dont always need cash reserves for a mortgage loan