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The revenue generated from the payday lending businesses, Treppa said, funds the tribeвЂs youth, infrastructure and cultural programs. Some of it is also used to pay for the schooling of tribal children. But rancheria members such as Vanessa Niko said they donвЂt see these benefits on the rancheria itself, perhaps because none of the tribal council members live there. And Niko doesnвЂt see any new employment opportunities opening up for herself or her five children.
вЂњThey donвЂt have jobs for us unless youвЂre on the council,вЂќ she said. Treppa declined all calls for comment after sending a list of talking points by email.
Poor vs. poor. Payday lending companies typically offer unsecured loans to Internet users with poor credit: just a few national cash advance store hours dollars at a time, enough to help a customer get by until the next payday.