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5 percent down payment requirement. However, with compensating factors, Guaranteed Rate will lend down to 580. Debt-to-Income Ratio. Your mortgage professional will use your debt-to-income ratio to qualify you for a mortgage loan.
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You also authorize WhiteRockLoans. com to share your information and credit history with a network of approved lenders and lending partners. Lenders Disclosure of Terms. The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any instant cash loans fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan.
Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.